Your retirement savings may be fueling the climate crisis. But they don't have to.

Ratings for thousands of mutual funds, ETFs, and 401(k)s on environmental and social sustainability issues.

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New plans added regularly

Vanguard Target Retirement

VFIFX - Vanguard Target Retirement 2050 Fund

Environment

Social

BlackRock LifePath Index

LIPKX - BlackRock LifePath® Index 2050 Fund

Environment

Social

BlackRock LifePath ESG Index

LEPKX - BlackRock LifePath ESG Index 2050 Fund

Environment

Social

Fidelity Freedom

FNSBX - Fidelity Freedom® 2050 Fund

Environment

Social

How retirement funds impact society

Companies like Amazon and Comcast offer employees a corporate retirement plan, to help them save for the future.

Asset managers like Vanguard and BlackRock take that money and invest it in the stock market via mutual funds.

The money is invested in fossil fuel companies like ExxonMobil, arms manufacturers like Raytheon, and private prison operators like CoreCivic.

Action center

Learn how to work with your employer to ensure your retirement plan is sustainably invested.

How unsustainable funds threaten your retirement

Environmental and social impacts

We rate retirement plans and mutual funds on environmental and social sustainability issues, from deforestation to gender equality. Read more

Financial risks of unsustainable investments

Unsustainable investments could be adding financial risk to your 401(k). Learn the facts about sustainable investing and performance. Read more

Disclaimer: As You Sow is not an investment adviser

As You Sow is not an investment adviser as that term is defined under federal and state (California) laws and regulations. As You Sow is a tax-exempt, nonprofit organization dedicated to educating and empowering shareholders to change corporations for the good through the collection, analysis and dissemination of relevant information to the public, free of charge. As You Sow does not provide financial planning, legal or tax advice. Nothing on this website shall constitute or be construed as an offering of financial instruments, or as investment advice or investment recommendations.
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Your retirement savings may be fueling the climate crisis. But they don't have to.

Select a retirement plan

Get alerted when your employer's plan is rated

Check if your mutual funds and ETFs are climate safe

Target date fund series

How retirement funds impact society

Companies like Amazon and Comcast offer employees a corporate retirement plan, to help them save for the future.

Asset managers like Vanguard and BlackRock take that money and invest it in the stock market via mutual funds.

The money is invested in fossil fuel companies like ExxonMobil, arms manufacturers like Raytheon, and private prison operators like CoreCivic.

Action center

How unsustainable funds threaten your retirement

Environmental and social impacts

Financial risks of unsustainable investments

More from Invest Your Values

Fossil Free Funds

Deforestation Free Funds

Gender Equality Funds

Gun Free Funds

Prison Free Funds

Weapon Free Funds

Tobacco Free Funds

Tobacco

The World Health Organization describes tobacco as the most devastating, but preventable, epidemic of our time. Every day, more than 2,000 young Americans become daily smokers.

Fossil fuels

Coal, oil, and gas release carbon pollution that accelerates the climate emergency. Rising temperatures will contribute to fires, floods, deadly heatwaves, and other environmental disasters.

Prison industrial complex

Investor-owned companies are profiting from exploitative prison labor, immigration jails, and other economic systems of oppression and exploitation.

Deforestation

Clearing rain forests for cattle grazing or palm oil production contributes to the climate crisis and threatens the rights of Indigenous peoples, traditional landowners, and local communities.

Arms manufacturers

Through the global weapons trade, some arms manufacturers supply military goods to states at risk of using weapons for oppression or aggression.

Gender equality

Collecting data and scoring companies on gender equality is the first step towards sustainable change.

Civilian firearms

Over 90% of the country supports expanding background checks to all gun sales and the majority supports increased safety regulation, but many of these same people are invested their savings in firearm manufacturers and don’t even know it.

Tobacco

The World Health Organization describes tobacco as the most devastating, but preventable, epidemic of our time. Every day, more than 2,000 young Americans become daily smokers.

Fossil fuels

Coal, oil, and gas release carbon pollution that accelerates the climate emergency. Rising temperatures will contribute to fires, floods, deadly heatwaves, and other environmental disasters.

Disclaimer: As You Sow is not an investment adviser